Why you can’t have a mortgage (and how you can change that)

Spring Tulips

It’s crap, it’s unfair, it’s wholly unjust, but it’s true – getting a mortgage approval nowadays is very difficult and to many people the home-buying dream is just that, a dream. You only need to read the national media to add to the depression.  Bad news makes headlines and sells papers, so reports on six-figure [...]

A history of home ownership in the UK (and why we love to own our own homes)

Property History

Property ownership is a very British dream – my three-bed semi-detached is my castle and all that, but what is it that has turned us into a nation of property-addicts? To try and understand our love for property better, I’ve been taking a look at the history of home ownership in the UK over the [...]

Mortgage approval: Thirteen typical mortgage application questions to prepare for

Mortgage Questions

Getting your mortgage application approved is all about being prepared. If you can clearly and confidently provide the broker or mortgage provider processing your application with the information they need, you can help them run it through the application process smoothly and significantly improve your chances of approval. The following questions will be common to [...]