Saving for a deposit – Where is the best place to put your money?

Deposit savings

When you are saving to buy a home you will want to ensure you work every advantage in your favour. So when you are deciding where to keep your deposit money, it is important to consider these two factors: The safety of your money The return on investment But striking a balance between safety and [...]

Why you can’t have a mortgage (and how you can change that)

Spring Tulips

It’s crap, it’s unfair, it’s wholly unjust, but it’s true – getting a mortgage approval nowadays is very difficult and to many people the home-buying dream is just that, a dream. You only need to read the national media to add to the depression.  Bad news makes headlines and sells papers, so reports on six-figure [...]

A history of home ownership in the UK (and why we love to own our own homes)

Property History

Property ownership is a very British dream – my three-bed semi-detached is my castle and all that, but what is it that has turned us into a nation of property-addicts? To try and understand our love for property better, I’ve been taking a look at the history of home ownership in the UK over the [...]