Save money, get out of debt, increase your income and grow your wealth
I love the New Year – that fresh opportunity to draw a line under the previous year’s comings and goings, and the chance to set new goals and objectives for the next 12 months. Maybe you have already decided on your New Year resolutions or maybe you are waiting until after Christmas to decide? Either [...]
Life was tough during the middle ages, especially for those not born into the land-owning classes and destined to spend their lives in impoverished serfdom. During these difficult times there were only a couple of ways for the ordinary person to make their way in the world. One option was to join the church and [...]
A few weeks ago I tied the knot with my beautiful wife and am now a very happily married man. For most people, getting married is one of the biggest and greatest events of their lives; ours certainly was and it more or less took over our lives in the last month or two building [...]
For the time-poor and those with a nervous disposition towards budgets and spreadsheets, here is a really simple way of structuring your finances so that you can save money every month, without getting bogged down in too much financial flip-flap. Following the example below, slice up your monthly post-tax income into five easy-to-manage areas: Essential [...]
In nearly every financial website and book that I have read, there has always been a common thread about the need to save a significant proportion of take home salary to fund future living and retirement costs. The exact amount varies from source to source, but a 25% savings target tends to be very popular. [...]
