Life Changing Actions To Achieve More From Your Money Saving Ideas

Life Changing Actions

There are plenty of easy ways to make small savings on day-to-day purchases, but anyone seriously looking to turn around their finances needs to implement money saving ideas that hit the big time! If you have decided to take the Money Saving Challenge this year, you’ll know the skinny: Create a budget Identify your most [...]

How To Save Money Every Month

Spending and Saving

For the time-poor and those with a nervous disposition towards budgets and spreadsheets, here is a really simple way of structuring your finances so that you can save money every month, without getting bogged down in too much financial flip-flap. Following the example below, slice up your monthly post-tax income into five easy-to-manage areas: Essential [...]

Is It Possible To Save 25% Of Your Salary?

Save 25 Percent

In nearly every financial website and book that I have read, there has always been a common thread about the need to save a significant proportion of take home salary to fund future living and retirement costs. The exact amount varies from source to source, but a 25% savings target tends to be very popular. [...]

Spending Today Vs Saving For Tomorrow

Saving for the Future

Are you a saver or a spender?  That’s the question asked every week to celebrities and successful entrepreneurs on the last page of the Sunday Times Money section, giving us a brief insight into the financial habits of the rich and famous. I’ve always considered myself to be a bit of a saver (especially since [...]

Savings Goals – How To Ensure You Get Want You Want!

Savings Goals

Savings goals are great because they give us something tangible to work towards, especially during those periods of life when things get tough. But with so many of our dreams and ideas bound by what we can afford, it makes sense to be pro-active in managing our personal finances, so we can make those visions [...]